The Employees’ State Insurance Corporation on 15th June 2021 has notified the ESIC COVID-19 RELIEF SCHEME under Section 19 of the Act as a welfare measure for the Insured Persons (IP) who are employees under Section 2(9) of the ESI Act under which in case of death of IP due to COVID-19, the eligible dependant family members of IP will be paid periodic payments directly to their bank accounts.

A. ELIGIBILITY

    1. Registration on ESI Online Portal - Deceased IP should have been registered for atleast 3 months prior to the date of diagnosis of COVID-19.
    2. Employment - Deceased IP should have been employed on the date of diagnosis of COVID-19 and contribution for atleast 70 days shall be payable to him/her during a period of one year prior to date of diagnosis of COVID-19.  
B. MEANING OF RELATIVES FOR THIS SCHEME 
    1. Spouse
    2. Son (legitimate or adopted) whose age shall be less than 25 years.
    3. Daughter (unmarried legitimate or adopted) 
    4. Son / daughter who has attained 25 years of age only if they are wholly dependant on IP and is infirm
    5. Widowed Mother
    6. In case IP does not have any relative from Sr. No. 1 to 5, then,
      • a parent other than a widowed mother
      • a minor illegitimate son, an unmarried illegitimate daughter or a daughter legitimate or adopted or illegitimate if married and a minor or if widowed and a minor, 
      • a minor brother or an unmarried sister or a widowed sister if a minor, 
      • a widowed daughter-in-law, 
      • a minor child of a pre-deceased son, 
      • a minor child of a pre-deceased daughter where no parent of the child is alive, or 
      • a paternal grand-parent if no parent of the insured person is alive.
C. AMOUNT OF RELIEF - 
        90% of the average daily wages of the deceased IP (called as 'full rate') which shall not be less than ₹ 1800/- per month to be paid in the following manner:
    1. To spouse - 3/4th of full rate (In case of more than 1 spouse, amount to be divided equally)
    2. To each son / daughter (mentioned in Sr. No. 2 & 3 of relatives) - 2/5th of full rate until they attain age of 25 years
    3. To each son / daughter (mentioned in Sr. No. 4 of relatives) - 2/5th of full rate until the infirmity lasts
    4. To the widowed mother - 2/5th of full rate during her lifetime
                    (In case, Total Amount payable in above point no. 1 to 4 exceeds the Full Rate, then share of each persons mentioned in point no. 1 to 4 shall be reduced proportionately to take the total amount of relief upto the amount of Full Rate)
    1. To other relatives (mentioned in Sr. No. 6 of relatives) - 
      • To a parent other than the widowed mother or grand-parent - 3/10th of full rate during their lifetime (if there are two or more parents (other than widowed mother) or grand-parents the amount payable to the parents (other than widowed mother) or grand-parents as aforesaid shall be equally divided between them)
      • to any other - 2/10th of Full Rate (if there be more than one dependant the amount payable shall be distributed equally) 
        • Male dependant - Until he attains age of 18 years
        • Female dependant - Until he attains age of 18 years or until marriage, whichever is earlier, if widowed, until she attains eighteen years of age or remarriage, whichever is earlier.

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